First, the bad news. “Term Life,” despite what you might expect from its laughable poster and no-critics-screening VOD release, isn’t “fun bad.” If you’re looking for the next “The Room,” or even something akin to some of Nicolas Cage’s more YouTube-ready over-the-top performances, you’ll have to look elsewhere. No, “Term Life” is just a run-of-the-mill, poorly made thriller that doesn’t th......